Civil legal interpretation of the concept and functions of health insurance

  • PhD in Law, Head of the department, Specialized branch of Tashkent State University of Law , Tashkent, Uzbekistan

DOI

https://doi.org/10.47689/2181-1415-vol2-iss2/S-pp52-61

Keywords

Medical insurance , Contract , Compensation , Insurer , Policyholder , Insured person , Medical institution , Treatment , Legal regulation

Abstract

The article states that health insurance as a contractual relationship is an insured risk factor for costs associated with treatment in case of deterioration of health, and in this case, if the insured's health deteriorates during the term of the contract, the insurance company will reimburse his expenses. When insuring, the insurer is obliged not only to cover the costs associated with the treatment of the insured person, but also to take appropriate organizational and legal measures for his treatment in an appropriate medical institution and for receiving treatment by qualified doctors. Health insurance is a legal mechanism aimed at mitigating the consequences of possible risks in the future, the use of which is considered as meeting the needs of the insured person for qualified and high-quality medical care. It turned out that such a situation is usually ensured by covering the costs of treatment and adopting organizational and contractual measures that impose obligations on the medical institution for treatment. Thus, it was noted that the relationship of health insurance has a special place in the field of public health. At the same time, based on the concept of health insurance and its objectives, it is necessary to clarify the mechanisms for applying health insurance and approaches to civil law regulation.

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Civil legal interpretation of the concept and functions of health insurance

How to Cite

Boltayev, M. . (2021). Civil legal interpretation of the concept and functions of health insurance. Society and Innovation, 2(2/S), 52–61. https://doi.org/10.47689/2181-1415-vol2-iss2/S-pp52-61