DOI
https://doi.org/10.47689/2181-1415-vol6-iss6-pp50-56Keywords
cybercrime , personal data protection , electronic payment systems , data breaches , cybersecurity , digital fraud , ransomware , phishing , online banking security , cybercrime prevention strategiesAbstract
The rapid development of information and communication technologies has fundamentally transformed modern society, creating new opportunities in the banking sector, public services, and various commercial sectors. However, digital transformation has simultaneously created vulnerabilities that are actively exploited by cybercriminals. This study examines the escalation of global cybercrime trends, with particular emphasis on personal data breaches and electronic payment system fraud. Analysis of international statistics reveals an alarming growth trajectory: in the US, a record number of cybercrimes were recorded in 2024 - 860,000 cases with losses amounting to $16.6 billion. Similar trends are observed in Russia and Uzbekistan, where the level of cybercrime has risen dramatically. In Uzbekistan, cybercrimes have increased nearly 70-fold over three years, accounting for almost half of all registered crimes with damages exceeding 1 trillion soums. The study proposes a comprehensive three-component system for countering cybercrime: technical measures, including data encryption and access control; legal and regulatory reforms that strengthen accountability; and organizational initiatives to establish specialized law enforcement units and interagency data integration systems.
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Copyright (c) 2025 Бахтиёр Умаров (Автор)
This work is licensed under a Creative Commons Attribution 4.0 International License.
